:root{--navy:#1F3A5F;--navy2:#11273e;--teal:#1FA3A8;--ink:#243449;--muted:#586e7e;--paper:#f8fbfc;--line:#d9e5eb;--white:#fff;--warm:#f1f8f8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.65;background:#fff}a{color:inherit}a:focus-visible{outline:3px solid var(--teal);outline-offset:4px}header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}.wrap{width:min(1100px,calc(100% - 40px));margin:auto}.head{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-size:1.36rem;font-weight:850;letter-spacing:.12em;color:var(--navy)}.mark{display:grid;place-items:center;width:36px;height:36px;color:white;background:linear-gradient(145deg,var(--navy),var(--teal));border-radius:10px;font-size:1.2rem;letter-spacing:0}nav{display:flex;gap:23px;flex-wrap:wrap;font-size:.91rem;font-weight:650;color:var(--navy)}nav a{text-decoration:none}nav a:hover{color:var(--teal)}.hero{background:radial-gradient(circle at 88% 25%,rgba(31,163,168,.21),transparent 33%),linear-gradient(120deg,var(--navy2),var(--navy));color:white;padding:92px 0 104px;overflow:hidden}.eyebrow{text-transform:uppercase;font-size:.82rem;font-weight:800;letter-spacing:.2em;color:var(--teal)}.hero .eyebrow{color:#8ee4df}h1,h2,h3{line-height:1.18;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5vw,4.8rem);max-width:810px;margin:17px 0 22px}h2{font-size:clamp(1.8rem,3vw,2.65rem);color:var(--navy);margin:10px 0 18px}h3{font-size:1.25rem;color:var(--navy)}.hero p{font-size:1.13rem;max-width:665px;color:#d9e8ef}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:29px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 21px;text-decoration:none;border-radius:8px;font-weight:750;border:1px solid transparent}.btn.primary{background:var(--teal);color:#fff}.btn.ghost{border-color:#9bb1c1;color:white}.btn.outline{border-color:#c2d5db;color:var(--navy);background:white}.btn:hover{filter:brightness(.94)}.section{padding:82px 0}.section.alt{background:var(--paper)}.lead{max-width:700px;color:var(--muted);font-size:1.08rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.card{background:white;border:1px solid var(--line);border-radius:13px;padding:26px;box-shadow:0 12px 38px rgba(17,39,62,.035)}.card .number{color:var(--teal);font-weight:850;letter-spacing:.08em;font-size:.83rem}.card p{color:var(--muted);font-size:.95rem}.feature{background:var(--warm);border-radius:18px;padding:40px;display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center}.feature p{color:var(--muted)}.note{border-left:4px solid var(--teal);background:#eaf7f7;padding:15px 19px;border-radius:0 8px 8px 0;color:var(--navy);font-size:.96rem}.pill{font-size:.75rem;letter-spacing:.075em;text-transform:uppercase;font-weight:800;padding:7px 12px;border-radius:999px;background:#dfefef;color:#116e71;display:inline-block}.contact{background:var(--navy);color:white;border-radius:18px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:20px}.contact h2{color:white}.contact p{color:#d6e5ec}.contact .btn{background:var(--teal);color:white;white-space:nowrap}.page-head{background:var(--paper);padding:60px 0 48px;border-bottom:1px solid var(--line)}.page-head h1{font-size:clamp(2rem,4vw,3rem);color:var(--navy);margin:14px 0}.reading{max-width:810px;margin:0 auto;padding:55px 0 80px}.reading h2{font-size:1.4rem;margin:38px 0 10px}.reading h3{font-size:1.1rem;margin-top:25px}.reading p,.reading li{color:#435769}.reading ul{padding-left:23px}.reading a{color:#146f78}.meta{color:var(--muted);font-size:.94rem}.warning{background:#fff9ea;border:1px solid #f0db99;padding:18px 21px;border-radius:10px;color:#6a4a0d;margin:24px 0}footer{border-top:1px solid var(--line);background:#f9fbfc;padding:31px 0}footer .foot{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap;font-size:.86rem;color:var(--muted)}footer a{text-decoration:none}footer a:hover{text-decoration:underline}@media(max-width:740px){.head{align-items:flex-start;flex-direction:column;padding:19px 0;gap:13px}nav{gap:15px}.hero{padding:65px 0 72px}.section{padding:58px 0}.cards{grid-template-columns:1fr}.feature{grid-template-columns:1fr;padding:26px}.contact{padding:30px;display:block}.contact .btn{margin-top:15px}.reading{padding:35px 0 55px}}